Collateral-free CGTMSE loans, working capital, and secured MIDC property finance. Trusted by 310+ businesses in Bhosari, Chakan, Talegaon & Talwade.
Government-backed collateral-free business loans for MSMEs — no property mortgage needed.
Cash Credit and Overdraft limits to fund raw material, receivables, and daily operations.
Loans against industrial sheds and plots in MIDC areas — purchase, construction, or LAP.
Fast collateral-free loans based on your banking and GST turnover — disbursal in days.
Convert unpaid invoices of reputed buyers into immediate cash — up to 90% of invoice value.
Fund new or used machinery — CNC, VMC, presses, injection moulding — up to 85% of value.
We work only in the Pune industrial belt — Bhosari, Chakan, Talegaon, Talwade, Ranjangaon. We know the units, the lenders, and the local branch managers.
Complete file in, in-principle lender view out within 48 hours. No weeks of silence.
From eligibility check to disbursal — we prepare, submit, follow up, and close. You run your factory.
60+ banking and NBFC partners. Your file goes to the lender whose policy fits you — not whoever we happen to know.
We read machine capacity, order books, and job-work cycles — not just bank statements. Your file is argued the way a manufacturer's should be.
Every charge explained before you commit. Free eligibility assessment. We succeed only when your loan does.
2-minute form — basic business details and the loan you need.
Free assessment against 15+ lender policies within 48 hours.
We build the complete bank-ready file and submit to the best-fit lender.
We follow the file through sanction, documentation, and disbursal.
“Fincentrix got our CGTMSE loan sanctioned in 18 days — no collateral, and they handled every paper. Our own bank had kept us waiting for 4 months.”
“We needed a CC limit before the Diwali season rush. Akash understood our cycle and had the limit live in 10 days flat.”
“Got ₹1.5Cr against our MIDC shed at a rate 1.5% lower than what our existing bank quoted. The MIDC paperwork knowledge made the difference.”
Your file goes to the lender whose credit policy actually fits your profile.
Free eligibility assessment · In-principle view in 48 hours