Fincentrix is a business finance consultancy based in Pune, serving MSME manufacturers, traders, and mid-corporate enterprises across the Pune industrial belt. We specialise in CGTMSE collateral-free loans, working capital limits, machinery and equipment finance, invoice discounting, secured industrial property loans, and project finance. Fincentrix combines credit expertise with a real understanding of how manufacturing businesses run.
Akash spent 5+ years inside the MSME lending system before founding Fincentrix — underwriting the very files he now prepares. He knows exactly what makes a credit manager say yes, and what quietly kills a file in appraisal.
He comes from a family with roots in fabrication and shed construction — so the language of job work, machine capacity, and MIDC premises is his first language, not a learned one.
Fincentrix is his answer to a system where a manufacturer with real orders and real machines still gets treated like a risk because nobody translated their business into a banker's file properly.
To become India's most trusted credit partner for MSME & mid-corporate enterprises — growing from a consulting practice into a lending institution that finances the businesses others overlook.
To help MSMEs and mid-corporates access the right capital, at the right cost, at the right time — by understanding each business before structuring its finance, and by staying with the client from first conversation to final disbursement and beyond.
For MSME manufacturers, traders, and mid-corporate enterprises across Pune's industrial belt, Fincentrix is a specialist business finance consultancy that structures and secures the right credit facility — building each proposal around the client's cash flow, and recommending the lender that fits the business.
Most business owners in the MSME and mid-corporate segment don't have a credit problem. They have a translation problem. Their business is real, their orders are real, their machines are running — but the way lenders read their file doesn't reflect that.
Fincentrix exists to close that gap: to present a business to a lender the way the promoter would if he had twenty years of banking experience.
Every recommendation is the one we'd make if the money were ours.
Every proposal starts with what the company makes, who it sells to, and how its cash actually moves.
You know every charge before you commit to anything — in writing.
Your financials, your buyers, your margins — they stay between us and the lender you approve.
A fast file that gets rejected helps nobody. We move quickly and get it right.
The renewal, the enhancement, and the next machine matter more than today's payout.
Your file goes to the lender whose credit policy actually fits your profile.
Free eligibility assessment · In-principle view in 48 hours