41+ finance products across 8 verticals — from a ₹10 lakh collateral-free loan to ₹100 crore of structured debt. Everything under one roof.
Collateral-free funding for working capital gaps, vendor payments, machinery purchase, wages, and other short-term business needs. Approved mainly on credit score, banking history, and financials rather than asset backing.
No-collateral facility for growth-stage companies to fund inventory build-up, vendor payments and seasonal expansion — structured as an overdraft, cash-credit limit, or a term loan aligned to cash flows.
Government-guaranteed scheme (Credit Guarantee Fund Trust for Micro and Small Enterprises) that lets MSMEs access term loans and working capital without pledging collateral, with the Trust providing a partial default guarantee to the lender.
Collateral-free loans tailored to qualified professionals whose main asset is their practice or qualification rather than fixed assets — used for clinic or office setup, equipment, staff hiring, and expansion. A larger secured version is available against property.
Long-tenure loan secured by an equitable mortgage on residential or commercial property. You retain title and any future appreciation; funds can be used for expansion, working capital, or debt consolidation.
Secured loan against N.A. (non-agricultural) land, MIDC industrial plots, or industrial property, sized as a percentage of current market value.
Loan to help businesses and self-employed professionals — doctors, lawyers, chartered accountants — purchase their own office, clinic, or shop space. Also available to salaried individuals.
Loan against the future rental income of a leased commercial property. The lender advances funds today against rent to be collected over the lease term, usually routed through an escrow account.
Project-specific finance for real-estate developers to fund construction once land is acquired and approvals are in place — so the developer isn't solely dependent on customer booking receipts. Repayment is typically routed through an escrow account.
Long-term financing for large ventures — infrastructure, industrial, real estate — where repayment is based on the project's own projected cash flows rather than the sponsor's balance sheet. Can combine debt and equity, with syndication for large tickets.
Funding to set up new hospitals or schools, or expand existing facilities, sized to the actual project requirement. The project itself is typically held as collateral; existing institutions can use a standard term loan for renovation or expansion.
Short-term financing for everyday operational needs — available as fund-based facilities (Cash Credit, Overdraft, Dropline OD, Working Capital Term Loan, Working Capital Demand Loan) or non-fund-based facilities, with interest charged only on the amount drawn.
Immediate cash against an issued invoice — you submit the invoice and receive a large portion of its value upfront, with interest charged only for the period the facility is used. Available on a recourse or non-recourse basis.
Three-party working-capital instrument (buyer, seller, factor) where the factor advances the bulk of an invoice's value immediately and releases the balance once the buyer pays — useful for businesses with international buyers and no fixed-asset collateral.
Non-fund-based facility that lets a seller access working capital against a Letter of Credit issued by the buyer's bank — reducing payment risk and confirming the buyer's creditworthiness. LCs can also be transferable to a secondary beneficiary.
Non-fund-based instrument in which a bank guarantees payment to a beneficiary if the applicant defaults — enabling large-value transactions and building counterparty trust without upfront cash outlay.
The financier pays your vendor directly for goods supplied, and you repay over time with interest — improving your cash flow while ensuring vendors are paid promptly. Commonly used in manufacturing and trading.
Bundled international and domestic trade-finance offering combining Bank Guarantees, LC Discounting and Factoring to strengthen buyer–seller relationships and support cross-border transaction flow.
Financing for new or used machinery — made in India or imported — with or without collateral depending on ticket size. A startup-specific variant funds up to 80% of machine cost based on a 3-year balance sheet.
Use machinery for a fixed period against periodic rental payments instead of a large upfront purchase, with a refundable security deposit at the start of the lease.
Overdraft-style facility secured by a pledge on listed shares. Ownership stays with you and interest is charged only on the amount actually drawn.
Overdraft facility secured by a pledge on mutual fund units — access liquidity without redeeming holdings, which continue to grow through the loan tenure.
One of the most cost-effective borrowing options, secured by an existing bank Fixed Deposit. The bank retains the right to liquidate the FD in case of default.
Overdraft facility secured by a pledge on Sovereign Gold Bonds, available to individuals and corporates for capex, opex, expansion or personal needs, with no end-use restriction. Bonds stay in your name and keep earning interest.
Working-capital facility secured against your existing stock and inventory holding.
Multiple lenders jointly fund a single large borrower when no single institution can — or will — fund the full amount alone. Historically used by large corporates, now increasingly by MSMEs needing bigger ticket sizes.
Tailored financing beyond conventional loans or CC limits — invoice discounting, vendor finance, stock funding, hybrid structures (term loan + revolving facility), NCDs, CDOs, MBS and securitisation — aligned to your cash-conversion cycle.
Dedicated funding line for NBFCs — arranged as Non-Convertible Debentures, Term Loans, or Overdraft limits, for any category of NBFC.
Syndication of foreign-currency loans and cross-border funding — including feasibility analysis, currency selection and hedging support, as well as arranging funds for investment into companies outside the investor's home country.
Funding raised specifically to finance the acquisition of another company, typically to achieve scale or cost synergies.
Lets promoters of well-run companies raise funds against their own shareholding — used for acquisitions, takeover financing, or general business growth, typically short-to-medium term.
Access to domestic and international private-equity investors who become time-bound partners in the business in exchange for an ownership stake, with terms negotiated to avoid hostile-takeover risk for existing promoters.
Access to private credit funds and family offices as an alternative to conventional bank lending — capital provided in debt form with no equity dilution, flexible repayment, and in some cases an option to convert part of the return into equity by mutual agreement.
Umbrella advisory for raising finance for an existing company — expansion, diversification, settling dues — via the appropriate mix of debt instruments.
End-to-end management of your relationship with credit rating agencies — from initial rating evaluation to ongoing rating management and enhancement — helping you secure the most favourable rating from the most suitable agency.
Outsourced, part-time or interim CFO services for SMEs and emerging corporates — fundraising support, business planning, budgeting systems, financial health check-ups, due diligence, cash-flow monitoring, cost management, and investor relations.
Lender and investor-grade project reports covering viability analysis, implementation timeline, and financial projections — used to support funding applications for new or expansion projects.
We evaluate your financial profile, prepare the documentation, and match your business to the most suitable government-scheme or subsidy-linked loan option — for both manufacturing and services MSMEs.
Capital-intensive project financing structured for the solar industry's long payback profile, with debt terms aligned to the extended 20–30 year revenue horizon of solar assets.
Tailor-made debt instruments for infrastructure companies — Bank Guarantees, Cash Credit, Overdraft, Vendor Financing, Sales Invoice Discounting, WCTL, WCDL and Dropline OD — structured around project vintage, order book, and repayment track record.
Broader collateral-free funding line for registered MSMEs covering operational expenses, infrastructure development, technology upgrades, and expansion — distinct from the CGTMSE-specific guarantee product.
Tell us the requirement — we will structure it and match the lender.