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📈 Finance Product

Loan Against Industrial Property / Land

Turn your MIDC plot or industrial shed into working capital.

Retain ownership
Apply Now → Calculate EMI →
Loan Amount / Ticket size
₹50 Lakh -- ₹100 Crore
Free eligibility assessment · Advisor calls within 4 business hours
Check Eligibility →
At a Glance

Loan Against Industrial Property / Land — Key Facts

Loan Amount / Ticket size
₹50 Lakh -- ₹100 Crore
Interest Rate / Cost
From \~8.5% p.a.
Collateral
N.A. land, MIDC plot, or industrial property
Tenure
Up to 25 years
Turnaround Time
10--20 working days (valuation & legal driven)
Best For
MIDC manufacturers monetising land or an industrial shed
Overview

What It Is & How It Works

Secured loan against N.A. (non-agricultural) land, MIDC industrial plots, or industrial property, sized as a percentage of current market value.

How It Works

The Process, Visualised

How the pledge worksYour SecuritiesPledged, still yoursValuationLender sets limitOverdraft LimitDraw as neededInterest on UseOnly on what you draw

You keep ownership and any upside on the pledged holding; interest applies only to the amount you actually use.

Eligibility Criteria

  • Owner of N.A. land, MIDC industrial plot, or industrial property
  • Clear title and valid MIDC / industrial-use approvals
  • Operating business or documented income to service the loan
  • Property free of statutory dues and material disputes
  • CIBIL score of 700+ preferred

Documents Required

  • Property title deed and MIDC allotment / lease documents
  • Latest approved plan and property tax receipts
  • PAN, Aadhaar and business registration (Udyam / GST)
  • Last 3 years\' ITR, balance sheet and P&L
  • Last 12 months\' bank statements
  • NOC from MIDC / lessor where applicable
Process

From Application to Disbursal

1

Apply Online

Tell us your requirement in 2 minutes.

2

Eligibility Check

Free assessment within 48 hours.

3

File Preparation

We build and submit the complete bank-ready file.

4

Sanction & Disbursal

We follow through to money-in-account.

Who It's For

Common Applicants

Business Owners
Promoters & Directors
HNIs
Traders
Professionals
Investors
Get Started

Apply for Loan Against Industrial Property / Land

Fill this short form — our advisor calls within 4 business hours. Or use the full application →

✓ Free assessment · Documents stored securely · We call within 4 business hours

FAQ

Frequently Asked Questions

Typically up to 60% of current market value for N.A. or MIDC land, up to 65% for an industrial property, and up to 90% in select cases where the profile and asset quality are strong.
Yes, in most cases --- subject to a valid MIDC lease and an NOC where the lease terms require it. We help structure this so the mortgage is enforceable.
Working capital, capacity expansion, buying machinery, or refinancing higher-cost debt --- there is no restriction on legitimate business use.
Industrial property needs a technical valuation and title search, so it takes a little longer than a residential loan. We run these in parallel to keep the timeline tight.
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Apply for Loan Against Industrial Property / Land

Free eligibility assessment · Advisor calls within 4 business hours · Documents stored securely

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