Quick capital on the strength of your banking — no security, minimal paperwork
Unsecured business loans are sanctioned purely on your business's cash flow — GST turnover, bank statement conduct, and credit score. No property, no guarantors. NBFCs and fintech lenders can disburse in as little as 3–7 days.
These loans cost more (14–18% typically) but win on speed and simplicity. They suit urgent order execution, seasonal stock-up, or bridging a gap while a cheaper secured facility is being processed.
Fincentrix places your file with the NBFC whose credit policy best fits your profile — so you get the highest eligible amount at the lowest available rate, in one attempt, without multiple credit enquiries damaging your score.
No collateral, no property valuation — sanction rides purely on your GST turnover, banking conduct and credit score.
We place your file with the single best-fit NBFC first — avoiding multiple hard enquiries that damage your score.
Tell us your requirement in 2 minutes.
Free assessment within 48 hours.
We build and submit the complete bank-ready file.
We follow through to money-in-account.
Fill this short form — our advisor calls within 4 business hours. Or use the full application →
Free eligibility assessment · Advisor calls within 4 business hours · Documents stored securely