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Our Services

MSME Loan Products

Seven financing solutions covering every need of manufacturers and traders across the Bhosari–Chakan–Talegaon–Talwade industrial belt.

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CGTMSE Loans

Government-backed collateral-free business loans for MSMEs — no property mortgage needed.

No collateralGovt. backed
  • GST registered business, active for 1+ year
  • ITR filed for the last 2 financial years
  • Udyam Registration certificate
  • 6–12 months of bank statements with healthy conduct
Up to ₹10 Crore
Apply Now Details
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Working Capital (CC/OD)

Cash Credit and Overdraft limits to fund raw material, receivables, and daily operations.

Revolving
  • Business vintage of 2+ years preferred
  • GST registered with regular filing
  • Positive and consistent banking turnover
  • ITR filed for last 2 years
From ₹10 Lakhs
Apply Now Details
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MIDC Property Loans

Loans against industrial sheds and plots in MIDC areas — purchase, construction, or LAP.

Industrial property
  • Clear and marketable title / MIDC allotment documents
  • MIDC transfer order & lease deed available
  • Business or income proof to support repayment
  • Property in an approved industrial area
Up to ₹20 Crore
Apply Now Details

Unsecured Business Loans

Fast collateral-free loans based on your banking and GST turnover — disbursal in days.

7-day disbursal
  • Business vintage 2+ years
  • Annual turnover ₹40 Lakhs+ preferred
  • Average bank balance that supports the EMI
  • CIBIL score 685+ (proprietor/directors)
Up to ₹50 Lakhs
Apply Now Details
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Invoice Discounting

Convert unpaid invoices of reputed buyers into immediate cash — up to 90% of invoice value.

Same-day
  • Invoices raised on reputed / creditworthy buyers
  • GST registered with e-invoicing where applicable
  • 6+ months supply relationship with the buyer
  • Clean banking conduct
Up to 90% of invoice
Apply Now Details
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Machinery & Equipment Finance

Fund new or used machinery — CNC, VMC, presses, injection moulding — up to 85% of value.

85% of value
  • Business vintage 2+ years
  • Quotation / proforma invoice from machine supplier
  • Financials that support the proposed EMI
  • Existing orders or capacity utilisation justifying the purchase
Up to ₹5 Crore
Apply Now Details
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Project Finance / Term Loans

Long-tenure funding for new units, expansion, factory construction, and capex projects.

Long tenure
  • Clear project plan with cost estimates & quotations
  • Promoter contribution of 20–30% of project cost
  • Experience in the proposed line of activity
  • Land/premises identified or owned
Up to ₹20 Crore
Apply Now Details
Why Fincentrix

Built for the MIDC Belt, Not for Everyone

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MIDC Belt Specialists

We work only in the Pune industrial belt — Bhosari, Chakan, Talegaon, Talwade, Ranjangaon. We know the units, the lenders, and the local branch managers.

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48-Hour Sanction View

Complete file in, in-principle lender view out within 48 hours. No weeks of silence.

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End-to-End File Management

From eligibility check to disbursal — we prepare, submit, follow up, and close. You run your factory.

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Multi-Lender Access

60+ banking and NBFC partners. Your file goes to the lender whose policy fits you — not whoever we happen to know.

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Manufacturing-First Approach

We read machine capacity, order books, and job-work cycles — not just bank statements. Your file is argued the way a manufacturer's should be.

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Transparent Cost

Every charge explained before you commit. Free eligibility assessment. We succeed only when your loan does.

Lender Network

60+ Banks & NBFCs, One Application

Your file goes to the lender whose credit policy actually fits your profile.

SBI
Bank of Maharashtra
Union Bank
Canara Bank
HDFC Bank
ICICI Bank
Axis Bank
Kotak Mahindra
UGRO Capital
Lendingkart
Mintifi

Ready to grow your business?

Free eligibility assessment · In-principle view in 48 hours

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