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Business Loan Calculators

Calculate your EMI, check affordability, and compare loan options before applying — all in one place.

Loan Amount
Interest Rate (%)
Tenure
Start Date
EMI0
Total Interest0
Total AmountPrincipal + Interest0
EMI End Date
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Affordable EMIHow much EMI can you comfortably pay per month?
Tenure
Expected Interest Rate (%)CGTMSE: ~10–11% · Working Capital: ~12–14% · Unsecured: ~14–18%
Affordable Loan Amount0
Total Interest Payable0
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Tell us your monthly EMI budget · We'll find the right loan
Loan 1 BETTER DEAL
Loan Amount
Interest Rate (%)
Tenure
EMI0
Total Interest0
Total Amount0
Loan 2 BETTER DEAL
Loan Amount
Interest Rate (%)
Tenure
EMI0
Total Interest0
Total Amount0
Apply for the Better Loan →
Both options available through Fincentrix · Free comparison advisory

Typical MSME Loan Rates at Fincentrix

ProductInterest RateMax Amount
CGTMSE Loan10% – 11%Up to ₹10Cr
Working Capital (CC/OD)11% – 13%From ₹10L
MIDC Property Loan9.5% – 11%Up to ₹20Cr
Unsecured Business Loan14% – 18%Up to ₹50L
Equipment Finance11% – 14%Up to ₹5Cr
Invoice Discounting12% – 15%90% of value

* Rates are indicative. Actual rate depends on your profile, turnover, and lender. Apply for a free assessment.

Know your numbers? Now apply.

Our advisor will assess your actual eligibility in one call.

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