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Construction / Builder Finance

Fund construction without waiting on booking receipts.

MSME finance
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Loan Amount / Ticket size
Sized to project cost (typically ₹5 Cr+)
Free eligibility assessment · Advisor calls within 4 business hours
Check Eligibility →
At a Glance

Construction / Builder Finance — Key Facts

Loan Amount / Ticket size
Sized to project cost (typically ₹5 Cr+)
Interest Rate / Cost
From \~11% p.a.
Collateral
Project land, receivables & escrow of collections
Tenure
6--60 months, with moratorium option
Turnaround Time
3--6 weeks (project appraisal driven)
Best For
Developers with land, approvals & a viable project
Overview

What It Is & How It Works

Project-specific finance for real-estate developers to fund construction once land is acquired and approvals are in place --- so the developer isn\'t solely dependent on customer booking receipts. Repayment is typically routed through an escrow account.

How It Works

The Process, Visualised

How builder finance is drawnLand + ApprovalsIn placeProject AppraisalCost & sales planSanctionPhased limitStage DisbursalLinked to construction

Funds are released in stages tied to construction progress and routed through an escrow account.

Eligibility Criteria

  • RERA-registered developer with a clear project title
  • Land acquired and key approvals / sanctions in place
  • Demonstrable project viability and sales potential
  • Acceptable promoter track record on prior projects
  • Willingness to route collections through an escrow

Documents Required

  • RERA registration and approved project plans
  • Land title and chain documents
  • Project cost estimate and cash-flow projections
  • Approvals, NOCs and commencement certificate
  • Promoter KYC and company financials
  • Sales / booking status and price list
Process

From Application to Disbursal

1

Apply Online

Tell us your requirement in 2 minutes.

2

Eligibility Check

Free assessment within 48 hours.

3

File Preparation

We build and submit the complete bank-ready file.

4

Sanction & Disbursal

We follow through to money-in-account.

Who It's For

Common Applicants

Manufacturing Units
Real Estate Developers
Warehousing
Educational Institutes
Healthcare
Commercial Owners
Get Started

Apply for Construction / Builder Finance

Fill this short form — our advisor calls within 4 business hours. Or use the full application →

✓ Free assessment · Documents stored securely · We call within 4 business hours

FAQ

Frequently Asked Questions

Construction finance is typically released in tranches linked to construction milestones, so funds flow as the project progresses rather than as one lump sum.
Yes. A moratorium during the construction phase is common, so principal repayment begins once cash flows from sales pick up.
Yes --- the facility supports residential and commercial developments, sized to the specific project\'s cost and cash flows.
All project collections flow into an escrow that services the loan first --- this discipline reassures the lender and helps close the debt cleanly on project completion.
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Apply for Construction / Builder Finance

Free eligibility assessment · Advisor calls within 4 business hours · Documents stored securely

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