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Commercial Property Purchase Loan

Own the space your business runs from.

MSME finance
Apply Now → Calculate EMI →
Loan Amount / Ticket size
₹50 Lakh -- ₹100 Crore
Free eligibility assessment · Advisor calls within 4 business hours
Check Eligibility →
At a Glance

Commercial Property Purchase Loan — Key Facts

Loan Amount / Ticket size
₹50 Lakh -- ₹100 Crore
Interest Rate / Cost
From \~9.0% p.a.
Collateral
The commercial property being purchased
Tenure
Up to 25 years
Turnaround Time
7--15 working days
Best For
Businesses & professionals buying their own office, clinic
Overview

What It Is & How It Works

Loan to help businesses and self-employed professionals --- doctors, lawyers, chartered accountants --- purchase their own office, clinic, or shop space. Also available to salaried individuals.

How It Works

The Process, Visualised

From property to fundsYour PropertyResidential/commercial/industrialLegal & ValuationTitle + market valueLoan Sanctioned% of property valueDisbursalPurchase / LAP / expansion

A secured facility against property — you retain title and any future appreciation while the funds work for your business.

Eligibility Criteria

  • Self-employed professional, business owner, or salaried individual
  • Property identified with clear, marketable title
  • Property approved for commercial use
  • Stable income evidenced by financials or salary
  • CIBIL score of 700+ preferred

Documents Required

  • Agreement to sell / allotment letter for the property
  • Property chain documents and approved plan
  • PAN, Aadhaar and address proof
  • Last 3 years\' ITR, balance sheet and P&L (business) or salary slips (salaried)
  • Last 6--12 months\' bank statements
  • Business registration (Udyam / GST / Shop Act) where applicable
Process

From Application to Disbursal

1

Apply Online

Tell us your requirement in 2 minutes.

2

Eligibility Check

Free assessment within 48 hours.

3

File Preparation

We build and submit the complete bank-ready file.

4

Sanction & Disbursal

We follow through to money-in-account.

Who It's For

Common Applicants

Manufacturing Units
Real Estate Developers
Warehousing
Educational Institutes
Healthcare
Commercial Owners
Get Started

Apply for Commercial Property Purchase Loan

Fill this short form — our advisor calls within 4 business hours. Or use the full application →

✓ Free assessment · Documents stored securely · We call within 4 business hours

FAQ

Frequently Asked Questions

Lenders typically fund 60--75% of the commercial property value; the balance is your margin contribution.
Yes. While the product is built for businesses and professionals buying their own premises, salaried applicants with the right income profile are eligible too.
Yes --- commercial property carries a different risk and valuation approach, so LTV, rate, and tenure differ from a residential home loan.
Interest on a loan to acquire commercial property used for business is generally a deductible business expense. Confirm treatment with your CA for your specific case.
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Apply for Commercial Property Purchase Loan

Free eligibility assessment · Advisor calls within 4 business hours · Documents stored securely

Apply Online — Free → WhatsApp Us
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