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🏦 Finance Product

External / Credit Rating Advisory

A stronger rating --- managed end to end.* **Best For:** Borrowers & issuers seeking a stronger rating **3. Eligibility Criteria** - Company seeking a new rating or improving an existing one - Bank facilities, NCDs, or commercial paper to be rated - Willingness to share financial and operational data - Any sector / size seeking better funding terms **4. Documents Required** - Audited financials for the last 3 years - Existing rating rationale (if any) - Debt profile and banking facilities - Business overview and projections - Management and ownership details **5. FAQs** **Q1: Why does my credit rating matter?** **A:** A stronger rating directly lowers your borrowing cost and widens access to instruments like NCDs and commercial paper --- so managing it well pays for itself. **Q2: Which ratings do you help with?** **A:** Bank Loan Ratings, NCD ratings, and Commercial Paper ratings --- across the suitable agencies for your profile. **Q3: Can you help improve an existing rating?** **A:** Yes. We manage the full relationship --- from presenting your case well to addressing agency concerns --- to help enhance the rating over time. **Q4: How do you choose the agency?** **A:** We match you to the agency most likely to assess your profile favourably, then manage the evaluation end to end. **6. Diagram idea** *Flow: evaluate → present case → secure rating → manage & enhance over cycles

Advisory
Facility
On assessment
Free eligibility assessment · Advisor calls within 4 business hours
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At a Glance

External / Credit Rating Advisory — Key Facts

Overview

What It Is & How It Works

End-to-end management of your relationship with credit rating agencies --- from initial rating evaluation to ongoing rating management and enhancement --- helping you secure the most favourable rating from the most suitable agency.

How It Works

The Process, Visualised

How rating advisory worksEvaluationCurrent positionAgency LiaisonBest-fit agencyRating ManagedImproved over timeBetter TermsCheaper funding

End-to-end management of your credit-rating relationship — covering Bank Loan, NCD and Commercial Paper ratings.

Eligibility Criteria

  • Company seeking a new rating or improving an existing one
  • Bank facilities, NCDs, or commercial paper to be rated
  • Willingness to share financial and operational data
  • Any sector / size seeking better funding terms

Documents Required

  • Audited financials for the last 3 years
  • Existing rating rationale (if any)
  • Debt profile and banking facilities
  • Business overview and projections
  • Management and ownership details
Process

From Application to Disbursal

1

Apply Online

Tell us your requirement in 2 minutes.

2

Eligibility Check

Free assessment within 48 hours.

3

File Preparation

We build and submit the complete bank-ready file.

4

Sanction & Disbursal

We follow through to money-in-account.

Who It's For

Common Applicants

SMEs
Emerging Corporates
Manufacturers
Startups
Traders
Service Firms
Get Started

Apply for External / Credit Rating Advisory

Fill this short form — our advisor calls within 4 business hours. Or use the full application →

✓ Free assessment · Documents stored securely · We call within 4 business hours

FAQ

Frequently Asked Questions

A stronger rating directly lowers your borrowing cost and widens access to instruments like NCDs and commercial paper --- so managing it well pays for itself.
Bank Loan Ratings, NCD ratings, and Commercial Paper ratings --- across the suitable agencies for your profile.
Yes. We manage the full relationship --- from presenting your case well to addressing agency concerns --- to help enhance the rating over time.
We match you to the agency most likely to assess your profile favourably, then manage the evaluation end to end.
Explore More

Other Finance Products

Apply for External / Credit Rating Advisory

Free eligibility assessment · Advisor calls within 4 business hours · Documents stored securely

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