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🏦 Finance Product

Private Credit Funding

Flexible debt capital --- without diluting your equity.

MSME finance
Loan Amount / Ticket size
Large exposures for the right profile
Free eligibility assessment · Advisor calls within 4 business hours
Check Eligibility →
At a Glance

Private Credit Funding — Key Facts

Loan Amount / Ticket size
Large exposures for the right profile
Interest Rate / Cost
Structured; higher than bank debt, more
Collateral
Structure-dependent
Tenure
Flexible, negotiated per deal
Turnaround Time
Several weeks (structuring driven)
Best For
Businesses wanting debt without equity dilution
Overview

What It Is & How It Works

Access to private credit funds and family offices as an alternative to conventional bank lending --- capital provided in debt form with no equity dilution, flexible repayment, and in some cases an option to convert part of the return into equity by mutual agreement.

How It Works

The Process, Visualised

How private credit worksRequirementFlexible debtCredit Funds& family officesNo DilutionDebt formFundedLarge exposures

An alternative to bank lending — capital in debt form with flexible repayment and no equity dilution.

Eligibility Criteria

  • Established business with a clear funding purpose
  • Cash flows or assets to structure the credit against
  • Sound financials and governance
  • Acceptable credit and promoter profile
  • Willingness to work with a private-credit structure

Documents Required

  • Business plan and use-of-funds note
  • Audited financials for the last 3 years
  • Projections and repayment plan
  • Company constitution documents and KYC
  • Asset / security details where applicable
Process

From Application to Disbursal

1

Apply Online

Tell us your requirement in 2 minutes.

2

Eligibility Check

Free assessment within 48 hours.

3

File Preparation

We build and submit the complete bank-ready file.

4

Sanction & Disbursal

We follow through to money-in-account.

Who It's For

Common Applicants

Mid-Corporates
NBFCs
Manufacturers
Infrastructure
Growth-stage Firms
Exporters
Get Started

Apply for Private Credit Funding

Fill this short form — our advisor calls within 4 business hours. Or use the full application →

✓ Free assessment · Documents stored securely · We call within 4 business hours

FAQ

Frequently Asked Questions

It comes from private credit funds and family offices rather than banks --- offering more flexible structures and repayment, though usually at a higher cost than conventional bank debt.
No. It is provided as debt with no equity dilution, though some structures include an optional, mutually agreed conversion of part of the return into equity.
Fund houses can commit very large exposures for the right profile, making this suitable when bank appetite is limited.
When you need sizeable, flexible capital quickly, don\'t want to dilute, and conventional bank lending is too rigid or slow for the situation.
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Other Finance Products

Apply for Private Credit Funding

Free eligibility assessment · Advisor calls within 4 business hours · Documents stored securely

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