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Professional Loans (Doctors / CA & CS / Architects)

Funding built around your qualification --- not your collateral.

No collateral
Apply Now → Calculate EMI →
Loan Amount / Ticket size
₹10 Lakh -- ₹15 Crore
Free eligibility assessment · Advisor calls within 4 business hours
Check Eligibility →
At a Glance

Professional Loans (Doctors / CA & CS / Architects) — Key Facts

Loan Amount / Ticket size
₹10 Lakh -- ₹15 Crore
Interest Rate / Cost
From \~10.5% p.a.
Collateral
Not required (optional property-secured variant)
Tenure
Up to 7 years
Turnaround Time
48--72 hours for sanction
Best For
Doctors, CA/CS, architects setting up or scaling a
Overview

What It Is & How It Works

Collateral-free loans tailored to qualified professionals whose main asset is their practice or qualification rather than fixed assets --- used for clinic or office setup, equipment, staff hiring, and expansion. A larger secured version is available against property.

How It Works

The Process, Visualised

Funding for professionalsYour PracticeQualification-ledAssessmentPractice cash flowsSanctionCollateral-freeDisbursalSetup / expansion

Underwritten on your qualification and practice track record — not on collateral.

Eligibility Criteria

  • Qualified and practising professional --- doctor, chartered accountant, company secretary, architect, or similar
  • Valid degree / registration certificate for the profession
  • Minimum 2--3 years of practice (relaxations for high-demand specialisations)
  • CIBIL score of 700+ preferred
  • Indian resident, aged 25--65 years

Documents Required

  • PAN and Aadhaar of the applicant
  • Professional degree and registration / membership certificate
  • Last 12 months\' bank statements
  • Latest 2--3 years\' ITR with computation of income
  • Practice / clinic address proof (rent agreement or ownership)
  • Property documents (only for the secured variant)
Process

From Application to Disbursal

1

Apply Online

Tell us your requirement in 2 minutes.

2

Eligibility Check

Free assessment within 48 hours.

3

File Preparation

We build and submit the complete bank-ready file.

4

Sanction & Disbursal

We follow through to money-in-account.

Who It's For

Common Applicants

Doctors
Chartered Accountants
Company Secretaries
Architects
Consultants
Clinics
Get Started

Apply for Professional Loans (Doctors / CA & CS / Architects)

Fill this short form — our advisor calls within 4 business hours. Or use the full application →

✓ Free assessment · Documents stored securely · We call within 4 business hours

FAQ

Frequently Asked Questions

No. The core product is collateral-free --- it is underwritten on your qualification, practice track record, and cash flows. A separate secured variant against property is available if you want a larger ticket at a finer rate.
The collateral-free line runs from ₹10 Lakh up to ₹15 Crore depending on your profile and financials.
No foreclosure charges apply on the standard professional loan, so you can prepay whenever surplus funds allow.
Setting up or renovating a clinic or office, buying equipment, hiring staff, or funding general practice expansion --- there is no restriction on legitimate professional use.
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Apply for Professional Loans (Doctors / CA & CS / Architects)

Free eligibility assessment · Advisor calls within 4 business hours · Documents stored securely

Apply Online — Free → WhatsApp Us
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